VHV Group operates under VHV Holding AG, holding a strong position in the insurance and asset management sectors. Key service providers within the Group include VHV is Ltd. and WAVE Management Inc. In the insurance industry, we are represented by strong brands such as Hannoversche, VHV Insurance, and VAV Insurance. VHV Group offers a wide range of life and non-life insurance products to both individual and corporate clients. Our main insurance lines include automotive, construction, credit, liability, and fire insurance.
Since 1919, VHV has been providing non-life insurance solutions, focusing particularly on the construction sector with competitive pricing and performance-driven solutions. Our products reach customers through our sales teams, brokers, and agents. As the Group’s asset management arm, WAVE Management Inc. strategically invests in the funds of our insurance companies.
Headquartered in Hannover, Germany, VHV Group boasts a rich history and a strong reputation in the insurance industry. Founded in 1919, VHV Group began as a provider of insurance solutions for the construction sector. Over the years, it has grown into a diversified group offering a wide range of solutions in both insurance and financial services.
VHV Group stands out as a leader in the industry with its expertise and extensive experience in construction insurance. Beyond our success and prominence in construction insurance, our service portfolio is much broader. We offer comprehensive and diverse insurance solutions to both individual and corporate clients, including life, health, and pension insurance.
As the insurance industry rapidly digitalizes, VHV Group is at the forefront of this transformation. Through strategic investments in digital solutions, we aim to maximize customer satisfaction and operational efficiency. Our digitalization strategy focuses on providing an exceptional service experience with platforms that offer fast, seamless, and practical insurance processes for our customers.
The foundation of VHV Group’s success lies in its strong and stable financial structure. As one of Germany’s leading insurance groups in terms of revenue and asset size, VHV provides confidence to both its customers and investors. With powerful brands in insurance, pensions, and asset management, we stand out in the industry. We take pride in reinforcing our reliability with an “A+” credit rating, regularly affirmed by Standard & Poor’s.
VHV Group goes beyond insurance, placing great importance on social responsibility and sustainability. We actively engage in environmental sustainability, education, and community-focused projects, making social responsibility an integral part of our business by contributing meaningfully to various segments of society.
Founded in Hannover as “Gegenseitigkeit der Bauwirtschaft,” the VHV Group initially focused on construction insurance. Despite the challenges of the post-war period, it played a key role in the reconstruction of Germany.
The post-war era saw rapid growth and diversification in various insurance fields. International expansion and entry into financial services marked this period.
By embracing digitalization, the company modernized its operations and moved its services online. It also focused on sustainability and social responsibility.
Today, the VHV Group is a leading insurer, strengthening its position in the industry through investments in digital and sustainability initiatives. Its future goals include developing technological innovations and advancing environmental initiatives.
VHV Reasürans entered the Turkish market in 2012, taking on a pioneering role and officially becoming Turkey’s second licensed reinsurance company in 2015. Combining VHV Group’s 100+ years of expertise with strong international capital and deep local knowledge, VHV Reasürans quickly surpassed regional boundaries. Today, it serves over 30 countries, solidifying its presence not only in Turkey but also in strategic markets such as Europe, the Middle East, North Africa, and the Americas, positioning itself as a formidable player in the global reinsurance sector.
At VHV Reasürans, we bring together VHV Group’s deep expertise and extensive experience in the Turkish market to offer the latest solutions and unique risk advisory services. Our mission is to become the leading supplier in the region for “Fire” and “Engineering” sectors with our high technical competence and swift, effective solutions.
We aim to be the preferred partner for stakeholders, drive the development of the insurance industry, and be recognized as a reliable, ethical, and respected brand.